Debt is like a bad relationship.
It starts off exciting (“Ooh, I can have this now and pay later!”)…
…then it gets controlling, stressful, and way more expensive than you thought.
And the longer you stick around, the harder it is to leave.
If you’re tired of the constant pressure, here’s how to get out of debt fast without selling a kidney.
Step 1: Get Mad at Your Debt
You won’t pay it off quickly if you treat it like a friendly inconvenience.
Debt is a thief — it steals your money, your freedom, and your peace of mind.
Get fired up enough to want it gone yesterday.
Step 2: Stop Adding to the Pile
This is where most people blow it. They start paying down debt… while still swiping the card.
That’s like trying to run a marathon while eating donuts every mile — you’re not going to win.
Cut the card use. Freeze them, shred them, or put them in a block of ice if you have to.
Step 3: Pick Your Attack Method
- Debt Snowball: Pay smallest balance first for quick wins.
- Debt Avalanche: Pay highest interest first to save the most money.
Both work. The “best” one is the one you’ll actually stick to.
Step 4: Throw Everything Extra at It
Your debt payment isn’t just the minimum — it’s the minimum plus every extra dollar you can scrape together:
- Side hustle income
- Selling unused stuff
- Canceling unused subscriptions
- Driving the cheaper car for another year
Think of every extra payment as speeding up your freedom date.
Step 5: Stay Ruthless
This isn’t the time to “treat yourself” because you’ve made a little progress.
Treat yourself when it’s over — with cash.
Why This Works
It’s not about math. It’s about momentum.
Once you see the balances shrinking, you’ll want to keep going until you’re debt-free.
Want my step-by-step debt-killing plan? Join the Dude’s list — it’s free, blunt, and built for real people who are done playing around.
Go Here: https://financialfreedomdude.info
