Credit card debt is a killer.
It eats your paycheck, kills your savings, and makes it feel impossible to get ahead.
But here’s the good news: you can wipe it out. And once you do, you’ll never look at money the same way again.
Let’s talk about how to crush credit card debt for good.
Step 1: Stop the Bleeding
- Put the cards away. Seriously. Cut them up if you have to.
- No new charges = no new problems.
Step 2: Know What You’re Up Against
Write down every card, balance, interest rate, and minimum payment. Debt feels scarier when it’s fuzzy. Get it on paper.
Step 3: Pick Your Strategy
- Debt Snowball: Pay off the smallest balance first for quick wins.
- Debt Avalanche: Pay off the highest interest card first to save the most money.
Pick the one that keeps you motivated.
Step 4: Throw Everything Extra at It
Side hustle cash? Tax refund? Sell some junk in the garage? Every dollar matters.
Minimum payments won’t cut it, you’ve got to attack.
Step 5: Build a Safety Net
Once the cards are gone, stash an emergency fund. Otherwise, one bad week can send you right back into debt.
The Dude’s Take
Credit card debt feels heavy because it steals your freedom. But you don’t have to live with it.
Attack it, kill it, and never let it creep back into your life. Because once it’s gone, your money works for you, not the bank.
Call to Action:
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