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This is a photo of the Financial Freedom Dude sitting at a table with the text Bad Money Habits.

Bad Money Habits That Keep You Broke (And How to Break Them)

Financial struggles often stem from poor habits rather than intelligence or luck. Five major habits that keep individuals broke include overspending, carrying credit card balances, neglecting budgets, prioritizing immediate gratification, and failing to save. By recognizing and addressing these habits, one can improve their financial situation and achieve greater freedom.

Why Most People Stay Broke (And How to Break the Cycle)

Let’s be honest — being broke is exhausting. Not just financially, but mentally.  You’re always stressed, always scrambling, and somehow always one “unexpected” bill away from disaster. So why does it seem like so many people never escape it? Here’s the hard truth: being broke is less about money and more about mindset. And until …